{"id":471,"date":"2024-02-26T17:44:35","date_gmt":"2024-02-26T16:44:35","guid":{"rendered":"https:\/\/www.bolsamania.com\/bolsa\/?p=471"},"modified":"2024-02-27T09:00:50","modified_gmt":"2024-02-27T08:00:50","slug":"nueva-fecha-reclamar-gastos-hipoteca","status":"publish","type":"post","link":"https:\/\/www.bolsamania.com\/bolsa\/nueva-fecha-reclamar-gastos-hipoteca\/","title":{"rendered":"Nueva fecha para reclamar los gastos de la hipoteca"},"content":{"rendered":"\n<p><strong>El plazo para solicitar la devoluci\u00f3n de los gastos de hipoteca se ha extendido hasta el 14 de abril de 2024<\/strong>, ofreciendo a los afectados una oportunidad adicional para reclamar. Esta ampliaci\u00f3n se debe a la suspensi\u00f3n temporal de los plazos de prescripci\u00f3n durante el estado de alarma por la pandemia de Covid-19.<\/p>\n\n\n\n<p><strong>Los beneficiarios de esta medida son aquellos que firmaron su hipoteca antes de junio de 2019<\/strong> <strong>y tuvieron que pagar los gastos de notar\u00eda, registro, gestor\u00eda y tasaci\u00f3n<\/strong>. Seg\u00fan el Tribunal Supremo, estas cargas son consideradas como cl\u00e1usulas abusivas, lo que obliga a los bancos a reembolsar el 50% de los gastos notariales y la totalidad de los dem\u00e1s importes. Es importante destacar que <strong>este reembolso se puede solicitar incluso si la hipoteca ya ha sido cancelada<\/strong>.<\/p>\n\n\n\n<p>La Ley de Contratos de Cr\u00e9dito Inmobiliario, en vigor desde junio de 2019, establece la distribuci\u00f3n de los gastos de formalizaci\u00f3n de la hipoteca. En las hipotecas m\u00e1s recientes, los bancos asumen los gastos de notar\u00eda, registro y gestor\u00eda, mientras que el comprador se encarga de los gastos de tasaci\u00f3n y las copias de la escritura solicitadas.<\/p>\n\n\n\n<p>Para iniciar el proceso de reclamaci\u00f3n, <strong>los afectados deben presentar una reclamaci\u00f3n al servicio de atenci\u00f3n al cliente de su banco<\/strong>. Esta solicitud debe realizarse utilizando medios oficiales, como hojas de reclamaci\u00f3n, correo certificado, burofax o llamada telef\u00f3nica al servicio de incidencias. Si no se recibe una respuesta positiva en un plazo de 30 d\u00edas, se puede elevar la reclamaci\u00f3n al servicio de reclamaciones del Banco de Espa\u00f1a. En \u00faltima instancia, si todas estas gestiones resultan infructuosas, se puede recurrir a la v\u00eda judicial.<\/p>\n\n\n\n<p>Esta pr\u00f3rroga otorga a los afectados una ventana adicional para reclamar sus derechos y obtener el reembolso correspondiente de los gastos hipotecarios injustamente pagados.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El plazo para solicitar la devoluci\u00f3n de los gastos de hipoteca se ha extendido hasta el 14 de abril de 2024, ofreciendo a los afectados una oportunidad adicional para reclamar. Esta ampliaci\u00f3n se debe a la suspensi\u00f3n temporal de los plazos de prescripci\u00f3n durante el estado de alarma por la pandemia de Covid-19. Los beneficiarios [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":473,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nueva fecha para reclamar los gastos de la hipoteca<\/title>\n<meta name=\"description\" content=\"El plazo para solicitar la devoluci\u00f3n de los gastos de hipoteca se ha extendido, ofreciendo a una oportunidad adicional para reclamar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bolsamania.com\/bolsa\/nueva-fecha-reclamar-gastos-hipoteca\/\" \/>\n<meta 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